News

Monday, November 19, 2018

Welcome to Financial Literacy Month!

Financial literacy month is a great time to take a closer look at your finances to see how to spend and save wisely. There are many aps out there to help you take a closer look at where your spending is going, and where you could fit in some savings. We all know every little bit helps coming up to the Christmas season!
 
Here are some of our top tips:
 
Set up a budget with clear savings goals. Once you have a schedule down on paper it's a lot easier to stick to. 
 
Those coffees and food truck lunches add up! Save fancy coffees and lunches out for special occasions or even just Fridays and you'll be saving in no time and will have something special to look forward to all week.
 
Talk to your bank about how they can help you save a bit extra. Many banks have rounding up programs where you can round up your purchases and put the extra directly into your savings account. While you're at it, set up an emergency fund if you don't already have one.
 
Take a look at your credit cards. Make sure you're using cards with benefits you can actually use. In addition, it never hurts to make a phone call to ask about lowering your interest rate or annual fee.
 
Save your receipts for tax season. Bus passes, charity donations, adoption and child care expenses can all be claimed. You can even get free help at the Community Volunteer Income Tax Program (CVITP) at tax time to assist you in maximizing your return and finding out what you can claim. 
 
And our number one tip... Have a look at our Savings Calculator to see how much you could be saving as a business owner!
 
Posted by Margaret Koniuck at 10:19 PM 0 Comments

Wednesday, September 27, 2017

Ready to save? Here is how to get started on your PHSP

 

With no setup fee, no claim limits, no monthly premiums and a low 5% admin fee, getting your PHSP set up is a breeze. As an Owner Operator (Sole Proprietors), Small Business (Corporations), Medical Service Provider, or an employee, it is easy to get started on saving. All our documents are web based to make things easier for you, with the added benefit of getting to a Certified General Accountant for quick review. Visit our Get Started page, and send on over your info via email or fax. Once you have submitted our simple sign-up form, you are all ready to get started. Pay as you incur medical and dental expenses, and keep those invoices and receipts in a safe place! Using our Claims Form, either by hand or on the computer, tally your expenses. Add a 5% admin fee, a $10 processing fee, and GST only – this is your total health care costs for business expenses. Write a check on your business account to Corporate Care, or use our credit card authorization form online, enclose your original receipts, and deliver or mail these directly to us. Once our CGAs adjudicate your claims and check your totals, we will return your receipts with a check or direct deposit to your personal bank account.

 

No set up fees, low cost admin fees, large tax savings. This is Corporate CARE

 

Important Links:

 

Get Started: http://www.e-benefits.ca/get-started/default.cfm

 

Client Forms: http://www.e-benefits.ca/client-forms/

 

Posted by Margaret Koniuck at 2:30 PM 0 Comments