News

Friday, August 30, 2019

Achoo!

Allergies got you down?
 
Seasonal allergies can last a while, and you may be allergic to more than one thing, which could cause
seasonal, or year round allergies. If you feel like your symptoms have been worse this year, you're not
alone - annual allergen samples have been rising in many cities (Winnipeg included!). 
 
To complicate things, seasonal allergies can start at any age, and can trigger or worsen other ailments
like asthma when allergens are around. To try to keep in check; closing windows and using air conditioning,
staying indoors, vacuuming regularly, or using a dehumidifier can all help to relieve allergy symptoms
depending on your allergy. If these aren't helping, antihistamines and decongestants are available over the
counter. While over the counter aids do not qualify, any prescription medications can be claimed, including
prescribed allergy drops.
 
Keep your receipts and send them our way!
 
And remember, Fall is just around the corner!
 
 
 
 
Posted by Margaret Koniuck at 12:00 AM 0 Comments

Sunday, June 23, 2019

Be Summer Ready

Welcome to Summer! Love it or hate it, summer is officially upon us. That means there are some extra pieces to keep in mind...

 

Apply sunscreen whenever you’re heading outside, even cloudy days can leave you burnt.

Drink lots of water, staying hydrated is especially important when it’s warm out in summertime.

Take it slow, accept that your golf game may be a little rusty and you might not hit a home run on your first night out with the slow pitch team.

Wear protective eyewear, prevent cataracts AND wrinkles around the eyes.

Stick to your budget. It can be easy to overspend on pools floats and patio lunches and wind up stressed out once fall arrives.

Give your diet a Berry Boost and grab some seasonal fruits and veggies while you can.

Warm up and stretch before hitting the trails for a run.

 

Even following these tips, some accidents are unavoidable and medical bills can add up quick. You can feel at ease making the appointments you need with a Private Health Service Plan in place. Save those receipts and contact us with any eligibility questions.

Wear a lifejacket, a hat, and relax! Enjoy your summer.

Posted by Margaret Koniuck at 12:00 AM 0 Comments

Wednesday, January 02, 2019

Make the Most of 2019

The New Year is a great time to get organized. Organize your closet, organize your life. Clean up the spice cupboard, set some goals. Being organized helps put your ideas into action, in your personal life and at work.

No time to organize? Start outsourcing work online, get your groceries delivered, or invest in a cleaning person to help you out, and take advantage of the extra time to yourself!

Learn to play an instrument, go outside for a walk, get more sleep, learn a new language, or visit the museum. Set some goals by looking back on the last year, is there anything you would want to improve upon or do more of? Set small, manageable goals that can be met throughout the year. Maybe fitness and education are important to you – take some time to think of how you want to tackle your objectives. Try some different workout classes or online seminars and see what works for you and piques your interest before making any big commitments. Set a plan to see your goals through, whether it is a weekly Wednesday night study session, or signing up for a run club to get ready that 10K. Make sure your ideas are financially viable, and set a time limit.

The New Year is great time to look back on your budgeting and re-assess to see what is and isn’t working for you while you factor in your new goals for the year. Budgeting apps are a good way to get started and get a clearer idea of your spending.  While you’re at – download our new app! With it there is no need to send in receipts, just snap a photo of them and you’re all set. Simply send us an email and we will have you set up right away.

Posted by Margaret Koniuck at 10:09 PM 0 Comments

Monday, November 19, 2018

Welcome to Financial Literacy Month!

Financial literacy month is a great time to take a closer look at your finances to see how to spend and save wisely. There are many aps out there to help you take a closer look at where your spending is going, and where you could fit in some savings. We all know every little bit helps coming up to the Christmas season!
 
Here are some of our top tips:
 
Set up a budget with clear savings goals. Once you have a schedule down on paper it's a lot easier to stick to. 
 
Those coffees and food truck lunches add up! Save fancy coffees and lunches out for special occasions or even just Fridays and you'll be saving in no time and will have something special to look forward to all week.
 
Talk to your bank about how they can help you save a bit extra. Many banks have rounding up programs where you can round up your purchases and put the extra directly into your savings account. While you're at it, set up an emergency fund if you don't already have one.
 
Take a look at your credit cards. Make sure you're using cards with benefits you can actually use. In addition, it never hurts to make a phone call to ask about lowering your interest rate or annual fee.
 
Save your receipts for tax season. Bus passes, charity donations, adoption and child care expenses can all be claimed. You can even get free help at the Community Volunteer Income Tax Program (CVITP) at tax time to assist you in maximizing your return and finding out what you can claim. 
 
And our number one tip... Have a look at our Savings Calculator to see how much you could be saving as a business owner!
 
Posted by Margaret Koniuck at 10:19 PM 0 Comments

Tuesday, June 26, 2018

Are you ready for Summer?

Summer is officially upon us! You can find us out on the golf course enjoying the weather this long weekend!

This season is a great time to enjoy family time, and try some new activites. However, while you're out enjoying the sunshine, remember to stay sun smart. Always apply sunscreen, bring a hat, and ensure you have extra water. Nothing ruins a day at the beach like a sunburn. Also ensure you're stretching and not overdoing it at your softball game or are taking on too big of a hike. If you do, remember to save any receipts from chiropractor vists or physiotherapy to send along to us. Sometimes accidents are unavoidable, and medical bills can add up quick. You can feel at ease making the appointments you need with a Private Health Service Plan in place. 

Wear a lifejacket, take time to relax, and indulge in some ice-cream and BBQ!

 

Posted by Margaret Koniuck at 1:27 AM 0 Comments