News

Friday, August 30, 2019

Achoo!

Allergies got you down?
 
Seasonal allergies can last a while, and you may be allergic to more than one thing, which could cause
seasonal, or year round allergies. If you feel like your symptoms have been worse this year, you're not
alone - annual allergen samples have been rising in many cities (Winnipeg included!). 
 
To complicate things, seasonal allergies can start at any age, and can trigger or worsen other ailments
like asthma when allergens are around. To try to keep in check; closing windows and using air conditioning,
staying indoors, vacuuming regularly, or using a dehumidifier can all help to relieve allergy symptoms
depending on your allergy. If these aren't helping, antihistamines and decongestants are available over the
counter. While over the counter aids do not qualify, any prescription medications can be claimed, including
prescribed allergy drops.
 
Keep your receipts and send them our way!
 
And remember, Fall is just around the corner!
 
 
 
 
Posted by Margaret Koniuck at 12:00 AM 0 Comments

Sunday, June 23, 2019

Be Summer Ready

Welcome to Summer! Love it or hate it, summer is officially upon us. That means there are some extra pieces to keep in mind...

 

Apply sunscreen whenever you’re heading outside, even cloudy days can leave you burnt.

Drink lots of water, staying hydrated is especially important when it’s warm out in summertime.

Take it slow, accept that your golf game may be a little rusty and you might not hit a home run on your first night out with the slow pitch team.

Wear protective eyewear, prevent cataracts AND wrinkles around the eyes.

Stick to your budget. It can be easy to overspend on pools floats and patio lunches and wind up stressed out once fall arrives.

Give your diet a Berry Boost and grab some seasonal fruits and veggies while you can.

Warm up and stretch before hitting the trails for a run.

 

Even following these tips, some accidents are unavoidable and medical bills can add up quick. You can feel at ease making the appointments you need with a Private Health Service Plan in place. Save those receipts and contact us with any eligibility questions.

Wear a lifejacket, a hat, and relax! Enjoy your summer.

Posted by Margaret Koniuck at 12:00 AM 0 Comments

Wednesday, March 06, 2019

Did you hear about the Cannibal Tax Accountant?

She charges an arm and a leg!

 

Tax season can be stressful for the best of us. We have gathered a few tips on things to prep and keep in mind this year when getting organized:

-Step One is to choose a software, or make an appointment if you’re not comfortable doing taxes on you own. Many online options are available at low cost, or to find a tax clinic near you, go to Canada.ca/taxes-help. 

-Get your documents organized: T4, T5, receipts… gather everything together so you have everything handy when you are ready to file. If you scan your documents into the computer, this can be even faster so it just means a quick search rather than digging through files.

-Open an account with CRA online. This makes it easy to access things like your Notice of Assessment, and RRSP contribution room.

-Keep up to date on tax credits. Changes happen every year with credits being added, taken away, or can be indexed to inflation. Take a look at the CRA website for any updates.

-Remember to report business activities even if you earned nothing. The loss will offset other income you might have and will save you tax.

-Keep note of any credits that can be carried over or transferred, like tuition credits.

-Check for accuracy and ensure all the information you’ve entered is complete. Check for any lines on your return that look different than last years to make sure your numbers are right, and that you can explain the differences.

You have ten years to adjust for errors or omissions in tax filings! Remember to keep all receipts.

Posted by Margaret Koniuck at 10:30 PM 0 Comments

Monday, November 19, 2018

Welcome to Financial Literacy Month!

Financial literacy month is a great time to take a closer look at your finances to see how to spend and save wisely. There are many aps out there to help you take a closer look at where your spending is going, and where you could fit in some savings. We all know every little bit helps coming up to the Christmas season!
 
Here are some of our top tips:
 
Set up a budget with clear savings goals. Once you have a schedule down on paper it's a lot easier to stick to. 
 
Those coffees and food truck lunches add up! Save fancy coffees and lunches out for special occasions or even just Fridays and you'll be saving in no time and will have something special to look forward to all week.
 
Talk to your bank about how they can help you save a bit extra. Many banks have rounding up programs where you can round up your purchases and put the extra directly into your savings account. While you're at it, set up an emergency fund if you don't already have one.
 
Take a look at your credit cards. Make sure you're using cards with benefits you can actually use. In addition, it never hurts to make a phone call to ask about lowering your interest rate or annual fee.
 
Save your receipts for tax season. Bus passes, charity donations, adoption and child care expenses can all be claimed. You can even get free help at the Community Volunteer Income Tax Program (CVITP) at tax time to assist you in maximizing your return and finding out what you can claim. 
 
And our number one tip... Have a look at our Savings Calculator to see how much you could be saving as a business owner!
 
Posted by Margaret Koniuck at 10:19 PM 0 Comments

Sunday, August 19, 2018

Looking for Inspiration?

When running your own business, sometimes it can be tough to stay ahead of the curve and innovate. If you have been stuck in a rut and need some inspiration, summer is thankfully a great time to re-energize!


Try some of these tips to gain a new perspecrive and generate some new ideas :


Read a book - Joining a book club is a great way to learn not only from some great authors, but also from the perspectives of others in the group. Reading is also a great way to unwind and relax at the end of a long day.


Grab a coffee - Grab your favorite travel mug and choose a new cafe in town. Changing up your routine and meeting new people can be a great way to break out of a rut.


Take a walk - Exploring a new neighborhood is a great way to generate new ideas, and get some exercise to clear your mind. Whether you walk just down the road or somewhere new, you never know what you'll find with an open mind and keen eye!


Talk with coworkers - Having a group you can bounce ideas off of is always helpful in brainstorming new practices. Whether it is coworkers, friends, a mentor, or other businesspeople, a group to network with can be extremely valuable to gain insight and learn about new opportunities.


Try something new - Whether it is related to your line of work or not, doing something you have never done before is a great way to learn and grow. If you fall out of your kayak, or your new filing system flops, at least you've tried and have a better idea how to set yourself up for your next attempt.

 

What inspires you?

 
Posted by Margaret Koniuck at 12:00 AM 0 Comments

Tuesday, June 26, 2018

Are you ready for Summer?

Summer is officially upon us! You can find us out on the golf course enjoying the weather this long weekend!

This season is a great time to enjoy family time, and try some new activites. However, while you're out enjoying the sunshine, remember to stay sun smart. Always apply sunscreen, bring a hat, and ensure you have extra water. Nothing ruins a day at the beach like a sunburn. Also ensure you're stretching and not overdoing it at your softball game or are taking on too big of a hike. If you do, remember to save any receipts from chiropractor vists or physiotherapy to send along to us. Sometimes accidents are unavoidable, and medical bills can add up quick. You can feel at ease making the appointments you need with a Private Health Service Plan in place. 

Wear a lifejacket, take time to relax, and indulge in some ice-cream and BBQ!

 

Posted by Margaret Koniuck at 1:27 AM 0 Comments

Tuesday, April 10, 2018

What Qualifies?

Frequently as you are putting together your claims, you may have questions for us regarding your expenses. Of the questions we receieve, some of the most common surround which medical expenses qualify, and which do not. 

Here are some helpful tips with some of our most common claims:

  • Chiropractic Services
  • Dental services (including teeth straightening! - however toothpaste or toothbrushes and teeth whitening procedures DO NOT qualify)
  • Remedial Massage Therapy (must be RMT - health programs offered by resorts, spas or health clubs DO NOT qualify)
  • Physiotherapy
  • Prescription Drugs (non-prescription birth control devices DO NOT qualify)
  • Naturopath Visits (medications, vitamins and herbs obtained over the counter however DO NOT qualify)
  • Vision care 
  • Prescribed medical devices (prescribed cane, air purifier etc)
  • Laboratory tests
  • Ambulance charges

 

It is important to keep in mind that any illegal operations, drugs or treatments do not qualify. Another important tip...any medical expenses that are reimbursed by other plans DO NOT qualify!

Contact us with any questions regarding your expenses and what is eligible.

Posted by Margaret Koniuck at 11:09 PM 0 Comments