Saturday, May 12, 2018

What time is your appointment with the dentist?

Tooth Hurty!


Jokes aside - With playoff hockey in full swing, some toothless smiles (Stastny's is a winner!) may have reminded you of some of your own dental work that is overdue. Many procedures can be quite expensive, but the good news is that many of these qualify as medical expenses!

Dental services paid to a medical practitioner or dentist; including teeth straightening, and even dentures and dental implants all qualify (with the exception of purely cosmetic procedures). Orthodontic work such as braces are also included, though again any treatments that are purely for cosmetic reasons do not qualify. Although toothpaste and toothbrushes are essential to maintaining good oral hygiene, they are not a qualifying spend.

So go ahead and book that appointment (and save the receipt!) to get that summer smile you've been pinching pennies for.


Posted by Margaret Koniuck at 4:06 PM 0 Comments

Tuesday, April 10, 2018

What Qualifies?

Frequently as you are putting together your claims, you may have questions for us regarding your expenses. Of the questions we receieve, some of the most common surround which medical expenses qualify, and which do not. 

Here are some helpful tips with some of our most common claims:

  • Chiropractic Services
  • Dental services (including teeth straightening! - however toothpaste or toothbrushes and teeth whitening procedures DO NOT qualify)
  • Remedial Massage Therapy (must be RMT - health programs offered by resorts, spas or health clubs DO NOT qualify)
  • Physiotherapy
  • Prescription Drugs (non-prescription birth control devices DO NOT qualify)
  • Naturopath Visits (medications, vitamins and herbs obtained over the counter however DO NOT qualify)
  • Vision care 
  • Prescribed medical devices (prescribed cane, air purifier etc)
  • Laboratory tests
  • Ambulance charges


It is important to keep in mind that any illegal operations, drugs or treatments do not qualify. Another important tip...any medical expenses that are reimbursed by other plans DO NOT qualify!

Contact us with any questions regarding your expenses and what is eligible.

Posted by Margaret Koniuck at 11:09 PM 0 Comments

Thursday, March 22, 2018

Things to Remember for Tax Season

Tax season is in full swing! Whether you are filing for the first time or have your forms on auto-fill, there are some important points to remember:

File your taxes

This one seems like a no-brainer to those working, but even if you didn't receive any income last year, you may still be eligible for a benefit and credit payments such as GST/HST credit. Getting your taxes done on time, or even early, is beneficial to getting your return back faster, and limit any interest you may accrue if you owe money and file late.

Get Help

If you are new to filing taxes, there are many resources to assist in making the process as seamless as possible and ensuring you spend as little of your hard earned dollars as possible. The Community Volunteer Income Tax Program can assist you free of charge, as well as a variety of free certified software programs. 

Make the Most of your Claims

As a sole proprietor, corporation or medical service provider, we can assist you to make the most out of your return by putting your health care payments to work for you. A Private Health Services Plan (PHSP) lets you expense your medical and dental costs (for you and your employees) through your company. This provides small business owners with a simple, cost-effective way to extend flexible health care benefits to their employees and provides the added benefit of large tax savings to the business owner.  

Keep those Receipts

Don't throw out your receipts as soon as you file your taxes, you should keep supporting documents for at least six years in case you need to support your claims.

Treat Yourself

Take that refund and treat yourself!

Posted by Margaret Koniuck at 10:41 PM 0 Comments

Wednesday, September 27, 2017

Ready to save? Here is how to get started on your PHSP


With no setup fee, no claim limits, no monthly premiums and a low 5% admin fee, getting your PHSP set up is a breeze. As an Owner Operator (Sole Proprietors), Small Business (Corporations), Medical Service Provider, or an employee, it is easy to get started on saving. All our documents are web based to make things easier for you, with the added benefit of getting to a Certified General Accountant for quick review. Visit our Get Started page, and send on over your info via email or fax. Once you have submitted our simple sign-up form, you are all ready to get started. Pay as you incur medical and dental expenses, and keep those invoices and receipts in a safe place! Using our Claims Form, either by hand or on the computer, tally your expenses. Add a 5% admin fee, a $10 processing fee, and GST only – this is your total health care costs for business expenses. Write a check on your business account to Corporate Care, or use our credit card authorization form online, enclose your original receipts, and deliver or mail these directly to us. Once our CGAs adjudicate your claims and check your totals, we will return your receipts with a check or direct deposit to your personal bank account.


No set up fees, low cost admin fees, large tax savings. This is Corporate CARE


Important Links:


Get Started:


Client Forms:


Posted by Margaret Koniuck at 2:30 PM 0 Comments

Tuesday, August 29, 2017

Top Reasons to ditch your Traditional Insurance Plan for a PHSP

Have you noticed your premiums creeping up every year? Getting frustrated with paying premiums for programs you don’t use? Perfect vision, but need to see an RMT? Straight teeth, but need a chiropractor to straighten out that spine? We’ve got you covered.

Regardless of your age and pre-existing conditions, a PHSP lets you claim only what you use, no more paying for services you don’t need. With less worrying about what and how much your insurance will cover, a PHSP lets you save money without stressing over high deductibles or coverage limitations. It’s time to ditch the “Reasonable & Customary” coverages, and generic brand drug limitations. For as little as a 5% administration fee, you, your employees, and your families can benefit from tax savings and health coverage for the services you really need and use.

Are you an Owner/Operator, Small Business, Medical Services Provider, or their employee and want to learn more? Check out our website, give us a call, or see our last blog post all about What is a PHSP, and how do you Qualify


Posted by Margaret Koniuck at 9:07 AM 0 Comments