Sunday, August 19, 2018

Looking for Inspiration?

When running your own business, sometimes it can be tough to stay ahead of the curve and innovate. If you have been stuck in a rut and need some inspiration, summer is thankfully a great time to re-energize!

Try some of these tips to gain a new perspecrive and generate some new ideas :

Read a book - Joining a book club is a great way to learn not only from some great authors, but also from the perspectives of others in the group. Reading is also a great way to unwind and relax at the end of a long day.

Grab a coffee - Grab your favorite travel mug and choose a new cafe in town. Changing up your routine and meeting new people can be a great way to break out of a rut.

Take a walk - Exploring a new neighborhood is a great way to generate new ideas, and get some exercise to clear your mind. Whether you walk just down the road or somewhere new, you never know what you'll find with an open mind and keen eye!

Talk with coworkers - Having a group you can bounce ideas off of is always helpful in brainstorming new practices. Whether it is coworkers, friends, a mentor, or other businesspeople, a group to network with can be extremely valuable to gain insight and learn about new opportunities.

Try something new - Whether it is related to your line of work or not, doing something you have never done before is a great way to learn and grow. If you fall out of your kayak, or your new filing system flops, at least you've tried and have a better idea how to set yourself up for your next attempt.


What inspires you?

Posted by Margaret Koniuck at 12:00 AM 0 Comments

Tuesday, June 26, 2018

Are you ready for Summer?

Summer is officially upon us! You can find us out on the golf course enjoying the weather this long weekend!

This season is a great time to enjoy family time, and try some new activites. However, while you're out enjoying the sunshine, remember to stay sun smart. Always apply sunscreen, bring a hat, and ensure you have extra water. Nothing ruins a day at the beach like a sunburn. Also ensure you're stretching and not overdoing it at your softball game or are taking on too big of a hike. If you do, remember to save any receipts from chiropractor vists or physiotherapy to send along to us. Sometimes accidents are unavoidable, and medical bills can add up quick. You can feel at ease making the appointments you need with a Private Health Service Plan in place. 

Wear a lifejacket, take time to relax, and indulge in some ice-cream and BBQ!


Posted by Margaret Koniuck at 1:27 AM 0 Comments

Saturday, May 12, 2018

What time is your appointment with the dentist?

Tooth Hurty!


Jokes aside - With playoff hockey in full swing, some toothless smiles (Stastny's is a winner!) may have reminded you of some of your own dental work that is overdue. Many procedures can be quite expensive, but the good news is that many of these qualify as medical expenses!

Dental services paid to a medical practitioner or dentist; including teeth straightening, and even dentures and dental implants all qualify (with the exception of purely cosmetic procedures). Orthodontic work such as braces are also included, though again any treatments that are purely for cosmetic reasons do not qualify. Although toothpaste and toothbrushes are essential to maintaining good oral hygiene, they are not a qualifying spend.

So go ahead and book that appointment (and save the receipt!) to get that summer smile you've been pinching pennies for.


Posted by Margaret Koniuck at 4:06 PM 0 Comments

Tuesday, April 10, 2018

What Qualifies?

Frequently as you are putting together your claims, you may have questions for us regarding your expenses. Of the questions we receieve, some of the most common surround which medical expenses qualify, and which do not. 

Here are some helpful tips with some of our most common claims:

  • Chiropractic Services
  • Dental services (including teeth straightening! - however toothpaste or toothbrushes and teeth whitening procedures DO NOT qualify)
  • Remedial Massage Therapy (must be RMT - health programs offered by resorts, spas or health clubs DO NOT qualify)
  • Physiotherapy
  • Prescription Drugs (non-prescription birth control devices DO NOT qualify)
  • Naturopath Visits (medications, vitamins and herbs obtained over the counter however DO NOT qualify)
  • Vision care 
  • Prescribed medical devices (prescribed cane, air purifier etc)
  • Laboratory tests
  • Ambulance charges


It is important to keep in mind that any illegal operations, drugs or treatments do not qualify. Another important tip...any medical expenses that are reimbursed by other plans DO NOT qualify!

Contact us with any questions regarding your expenses and what is eligible.

Posted by Margaret Koniuck at 11:09 PM 0 Comments

Thursday, March 22, 2018

Things to Remember for Tax Season

Tax season is in full swing! Whether you are filing for the first time or have your forms on auto-fill, there are some important points to remember:

File your taxes

This one seems like a no-brainer to those working, but even if you didn't receive any income last year, you may still be eligible for a benefit and credit payments such as GST/HST credit. Getting your taxes done on time, or even early, is beneficial to getting your return back faster, and limit any interest you may accrue if you owe money and file late.

Get Help

If you are new to filing taxes, there are many resources to assist in making the process as seamless as possible and ensuring you spend as little of your hard earned dollars as possible. The Community Volunteer Income Tax Program can assist you free of charge, as well as a variety of free certified software programs. 

Make the Most of your Claims

As a sole proprietor, corporation or medical service provider, we can assist you to make the most out of your return by putting your health care payments to work for you. A Private Health Services Plan (PHSP) lets you expense your medical and dental costs (for you and your employees) through your company. This provides small business owners with a simple, cost-effective way to extend flexible health care benefits to their employees and provides the added benefit of large tax savings to the business owner.  

Keep those Receipts

Don't throw out your receipts as soon as you file your taxes, you should keep supporting documents for at least six years in case you need to support your claims.

Treat Yourself

Take that refund and treat yourself!

Posted by Margaret Koniuck at 10:41 PM 0 Comments